Effective July 1, 2009.
Rates subject to change without notice.

REGULAR ACCOUNTS	APY*	DIVIDEND RATE	MINIMUM OPENING BALANCE	MINIMUM EARNING BALANCE	DIVIDENDS PAID
Share Savings	0.25%	0.25%	$25.00	$25.00	Quarterly
Scottie Savers	0.25%	0.25%	$10.00	$10.00	Quarterly
Other Share Accounts (Med Sav, Vacation Sav, T&I Sav, Special Sav)	0.25%	0.25%	$25.00	$25.00	Quarterly
Share Draft	-	-	$100.00	-	-
IRA Savings	0.501%	0.50%	$100.00	$6.00	Quarterly
Other IRA Accounts (Roth, SEP)	0.501%	0.50%	$100.00	$6.00	Quarterly
*APY = Annual Percentage Yield. Savings Calculators  |  Top

MONEY MARKETS	APY*	DIVIDEND RATE	MINIMUM OPENING BALANCE	MINIMUM EARNING BALANCE	DIVIDENDS PAID
$0.00 - $5,000.00	0.25%	0.25%	$500.00	$0.00	Monthly
$5,001.00 - $10,000.00	0.25%	0.25%	$500.00	$0.00	Monthly
$10,001.00 - $25,000.00	0.501%	0.50%	$500.00	$0.00	Monthly
$25,001.00 - $50,000.00	0.753%	0.75%	$500.00	$0.00	Monthly
$50,001.00 & Up	1.005%	1.00%	$500.00	$0.00	Monthly
*APY = Annual Percentage Yield. Savings Calculators  |  Top

SHARE/IRA CERTIFICATES**	APY*	DIVIDEND RATE	MINIMUM OPENING BALANCE	MINIMUM EARNING BALANCE	DIVIDENDS PAID
06 - 11 Months	1.155%	1.15%	$1,000.00	$1,000.00	At Maturity
12 - 17 Months	1.66%	1.65%	$1,000.00	$1,000.00	At Maturity
18 - 23 Months	1.66%	1.65%	$1,000.00	$1,000.00	At Maturity
24 - 35 Months	2.167%	2.15%	$1,000.00	$1,000.00	At Maturity
36 - 47 Months	2.371%	2.35%	$1,000.00	$1,000.00	At Maturity
48 - 59 Months	2.574%	2.55%	$1,000.00	$1,000.00	At Maturity
60 Months	2.778%	2.75%	$1,000.00	$1,000.00	At Maturity
*APY = Annual Percentage Yield. Savings Calculators  |  Top