Identity Theft is one of the fastest growing crimes in the marketplace today.  With the world becoming more digital every day, criminals are actively looking for ways to steal your identity for their own gain.  Victims of Identity Theft face financial losses, credit problems, and emotional stress.  Pocahy Family Credit Union is able to offer ID Protection service to our membership.  Benefits of ID Protection service include:  

• Constant credit files monitoring
• E-mail notification of changes to credit files
• Dispute service on errors found on credit reports from ID Protection Service
• Fully managed credit restoration for victims
• Up to $25,000 in identity theft insurance with no deductible

You can elect to have ID Protection Service on one credit bureau or all three credit bureaus.  The cost for each option is as followed:

• Single Bureau Monitoring Service, Experian
• Monthly $4.99
• Annually $49.99.  This includes a free credit report with credit score from Experian.
•  Triple Bureau Monitoring Service, Experian, TransUnion, Equifax
• Monthly $6.99
• Annually $79.99.  This includes a free 3 in 1 credit report with credit score from all three bureaus.

**For a limited time, Pocahy Family Credit Union will pay for your first 3 months of the Single Bureau ( Experian) monitoring service with any new loan over $5,000.  Payment is in the form of a promotional code, which gives you the first 3 months of ID Protection at no cost.  See a loan officer for more details. **